REALTOR® · Nevada County, CA
Nevada County, known by heart.
Marketing that sells your home. Guidance that finds your next one.
Featured listings
Homes for sale in Nevada County

$1,500,000
Active4800 Abbey Rd
4 bd · 5 ba + 1 half · 4,621 sqft

$975,000
Active20990 Tiger Tail Rd
2 to 3 bd · 5 ba · 4,966 sqft

$500,000
Active14594 Mill Creek Ln
3 bd · 2 ba · 1,700 sqft

$475,000
Active10200 Stotler Ave
3 bd · 2 ba · 1,583 sqft

$375,000
Active23455 Perimeter Rd
3 bd · 2 ba · 1,580 sqft

$125,000
Active16277 Ophir Silver Rd
1 bd · 1 ba · 588 sqft
Why it works
Marketing is what sells a house here
Because of her knowledge and use of digital marketing for real estate, Sarah has been one of the top 5 producers in Nevada County since her second year in real estate. Most agents list your house and wait for the portals. We build a local audience all year, before your house is ever a listing, and on launch day we point it at your front door.
We're here to take care of you. Every client gets a luxury experience, from the first conversation to long after closing day.

For sellers
The Full Value Method
A seller loses money in four places, and most agents fix one, at best. The Full Value Method closes all four, so you get the full value of your home, not most of it.
Prep
We walk your home room by room and name the smallest spend that gets it show-ready, so you don't skip the prep and see it in the photos, or spend $40,000 on the wrong things.
Demand
We build a local audience all year, then point paid ads at it on launch day, so your home reaches the right buyers instead of whoever the portals happen to send.
Price
Priced for the most money in the shortest time, because those two are connected and most sellers are only ever shown one.
Contract to Close
The offer lands and everybody relaxes. That's when a repair request or a low appraisal can take money back from a tired seller. We hold that line, and we present every offer on its total terms, not only the price.
Buying instead?
How we help you buy
Anything you discover on your own, you never second-guess. So we teach, we ask good questions, and we tell you what we think.
Educate
Before we look at anything, you'll understand wells, septic, private roads and insurance, the four things that surprise buyers here, and what the numbers mean.
Discover What You Want
We ask questions until you find out what you want. Part of the list in your head usually changes once you see real houses, and that's the point.
Real Advice on Fit
Once we know what you're after, we tell you what we think of each house: whether the quality holds up, and whether it fits what you said you needed.
There for the Hard Parts
We're at the inspection with you, helping you read the report and focus on what matters most.
Renegotiate on Condition
If the inspection shows the house isn't what everyone assumed, we go back for a price that matches what's now known. Grounded, not emotional.
The situation you are actually in
Different circumstances, different plans
The fundamentals do not change. The sequence, the timing, and what kind of coordination it takes changes completely. Start where you actually are.
01
Selling Your House
Prep, marketing, price and contract to close, so you get the full value of your home.
02
What Your Home Is Worth
A price built from what sold near you and a walk through your house, not a computer's guess.
03
Buying a Home
Wells, septic, roads and insurance explained first, and real advice on every house.
Nevada County will capture your heart and take your breath away every day.
Where we work
Neighborhoods we know inside and out
Your Nevada County Real Estate Agent and Team
Stone Luxury Homes is Team Sarah at CENTURY 21 Cornerstone Realty. Sarah Stone-Francisco leads the team, and Grass Valley is home base. If you're looking for a Nevada County real estate agent who will market your home hard and tell you the real answer on price, you're in the right place.
We're here to take care of you. That means teaching before showing, asking before telling, and helping you navigate the inspection so nothing goes sideways. Meet Team Sarah.
Where We Work in Nevada County
We work all over western Nevada County, and each town gets its own page in plain words. Start with Grass Valley, with its walkable Victorians, Mill Street and acreage ten minutes out. Then Nevada City, with Broad Street, Deer Creek, Cascade Shores and the Ridge. And Penn Valley, with oak hills, ranches and lake life inside the Lake Wildwood gate.
Much of the county is rural. Wells, septic, private roads and fire insurance come up constantly, and we explain each one before you write an offer, not after.
How We Market Homes
Most homes get listed and left on the portals. We do the opposite. We build a local audience all year, before your home is ever a listing, and on launch day we point it at your front door with paid ads aimed at the people most likely to buy it.
Before that, we walk your home room by room and name the smallest spend that gets it show-ready. After the offer lands, we hold the line through inspection and appraisal so money doesn't slip away at the end. That is the Full Value Method, and it's how you get the full value of your home, not most of it.
Results You Can Point To
Because of her knowledge and use of digital marketing for real estate, Sarah has been one of the top 5 producers in Nevada County since her second year in real estate, by MetroList sales volume. She has sold over 150 homes, up to $1.45 million.
- Rising Star Award, in her third year in real estate, from CENTURY 21 Select Real Estate, a company of 41 offices and more than 1,300 agents
- Young Professional Award, Nevada County Association of REALTORS®, 2026
- CENTURY 21 Masters Club, every year since 2022
- CENTURY 21 Centurion Award, every year since 2022
Designations and certifications
- Refresh and Refurbish Certified
- Foreclosure Rescue Certified
- Master Certified Negotiation Expert (MCNE)
- Commitment to Excellence (C2EX)
Start Here, Buying or Selling
Thinking about selling? Start with what your home is worth, priced from what has sold near you. Thinking about buying? Start with how we help you buy. Either way, reach out to Team Sarah or call (530) 802-0239, and we'll tell you the next step plainly.
Frequently Asked Questions
What areas does Team Sarah serve?
We work across western Nevada County, including Grass Valley, Nevada City, Penn Valley, Lake Wildwood, Alta Sierra, Cascade Shores, Forest Knolls, North San Juan, Morgan Ranch and Peardale-Chicago Park.
What is the Full Value Method?
It's how we sell a home. A seller can lose money in four places: prep, demand, price, and the stretch from contract to close. The Full Value Method closes all four, so you get the full value of your home.
Do you help buyers with rural property?
Yes. Wells, septic, private roads and fire insurance come up constantly here, and we explain each one before you write an offer.
Thinking about a move?
Let's figure out your next step together. No pressure.